Home loan financing is a snap when you apply online, even with bad credit. Have great credit? So much the better. We will look at your individual situation as a starting point, not as a way to disqualify you. Our liberal credit guidelines allow us to offer mortgage loans to those with good or bad credit. Refinancing your home loan, even with bad credit, is easy with Lightning Mortgage. Applying online for a loan is convenient. Simply answer a few questions about yourself and your property and let us do the rest.

Look around this site before filling out the application. Learn about how we work, the information required for refinancing or purchasing, and about how credit scores affect the loans available to you. Get your questions answered about what's involved with the online loan process, and the various mortgage loan types available. Use our mortgage calculators to see how interest rates and loan amounts will change your monthly payment. You'll find us to be both knowledgeable and helpful. When you're ready to apply, go ahead and fill out a Loan Application, 24 hours a day, 7 days a week. It is just that simple.

This site is not just a convenient place to make a mortgage finance or refinance request and hope that you're making the right decision and will obtain the lowest possible interest rate.