A special note to those of you who have reached this web page because you have bad credit want to refinance your mortgage or purchase a property. Perhaps you've been turned down for refinancing at your local bank. The good news is that you can still refinance your mortgage even if you have bad credit and potentially save money on your monthly payment. You can still buy the home of your dreams, even if you've been labeled as someone with bad credit.
Perhaps you don't have bad credit. Perhaps your situation simply doesn't fit into one of those nice neat loan programs offered by other lenders. Or perhaps you're fed up with getting the run around or playing the games some lenders play.
Your search is over! Our pledge is to take care of your needs by finding the right financing for you.
Please note that we have a strict policy against discrimination, including discrimination based on Credit Scores. Call us a bad credit lender, a place to come for a credit problem home loan. A place to obtain an investor mortgage. We'll do our best with your financing request. Our pledge is to help you--whether you've got a few credit dings or need drastic aid to stop foreclosure--improve your financial situation.
Are you tired of the empty promises you find on other web sites? Most ask you to fill out a loan application without offering you any substance. Some sites promise to have lenders fighting over your loan. Oh, believe me, you'll get a lot of calls. But getting calls and getting your problem solved are two different things.
We provide information to you, allow you to make an informed decision, and assist you in making it a reality. These web pages give you a taste of the methods we use to do this. Every step is explained in straight-forward terms. Even so, there are probably going to be some terms that you don't understand. If so, simply go to our handy Glossary of Mortgage Terms.
Once we learn about your situation we will advise you of your options. If you decide to move forward we will take the necessary steps to make it happen. But we're not going to lie and promise you something we can't deliver without having enough information. That's simply not our style and wastes everyone's time.
You wouldn't want us to guess or approximate how we can help you. So we need facts. One of the critical items that every loan is based on is your credit report and score. You might have an idea of your credit, but we need to know your score and your credit history. We absolutely need to have our own copy, pulled specifically for us, to make any recommendation on the best loan program for you.
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This Website is NOT intended as a solicitation to customers in any jurisdiction in which we are not authorized to operate. reused commercially without the expressed written consent of Lightning Mortgage. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.
