Credit
Report
Record Keeping
Record Keeping
Those keeping track of your credit history have specific rules of retention. The public record information and adverse credit information remain on your credit report for 7 to 10 years.
Bankruptcy
Tax Liens
Judgment
Foreclosure
Notice of Default
Collection
Repossession
Inquiries
10
7
7
7
7
7
7
2
However, and this is good news, many of the lenders we use do not count many of these credit report "blemishes" against you for all those years. Please contact us to discuss your specific situation. We have mortgage loans to fit most people's needs.
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