Those keeping track of your credit history have specific rules of retention. The public record information and adverse credit information remain on your credit report for 7 to 10 years.
However, and this is good news, many of the lenders we use do not count many of these credit report "blemishes" against you for all those years. Please contact us to discuss your specific situation. We have mortgage loans to fit most people's needs.
Click on feedback or call (866) 822-8500 for assistance - Last Updated:
This Website is NOT intended as a solicitation to customers in any jurisdiction in which we are not authorized to operate. reused commercially without the expressed written consent of Lightning Mortgage. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.